Competitive Home Buyers Company, FHA Home Mortgage & Conventional Home Mortgage In Atascosa, TX

Conventional Rates

4.125 %

4.210 %APR

30 YEAR FIXED

Low Fixed Rates For 30 Years

FHA Rates

3.625 %

3.798 %APR

30 YEAR FIXED

Minimum of 3.5% Down

VA Rates

3.625 %

3.721 %APR

30 YEAR FIXED

100% VA Loan With No Private Mortgage Insurance

USDA Rates

3.875 %

4.101 %APR

30 YEAR FIXED

100% Financing In Rural Areas

"Rates, terms, and fees as of 11/15/2019 and subject to change without notice."

First-Time Home Buyer in Atascosa, Texas

For a First Time Home Buyer Atascosa offers a wide range of housing choices to fit any pocketbook. Home ownership is the American dream but finding the right home in the right neighborhood at the right price can be a challenge. And then, you need to get financing with a mortgage rate that does not eat up all of your paychecks. Luckily, if are worried about the down payment as a First Time Home Buyer Atascosa offers ways to make it work for you.

Atascosa First Time Home Buyer Programs

There are programs in the Atascosa area to help First Time Home Buyers. The first to consider is HCDD which is Atascosa’s Housing and Community Development Department. This program offers assistance via HAP, the Home-buyer Assistance Program in Atascosa. It helps families in the low and middle-income range. For those who qualify, monies can be used for the down payment, buy-down on principal, or closing costs.

Housing and Community Development Department of Atascosa HAP Program

For US citizens and permanent US residents, the HAP program can help if you are a First Time Home Buyer or have not been a homeowner for at least three years. Also, to qualify the family must not have more than $15,000 in total assets. Only fixed rate mortgages qualify for this program. Folks can get as much as $30,000 from this program if they meet the qualifications such as falling below the 80% level of median income in the Atascosa area and buying a home that lies within the City of Atascosa for tax purposes.

Affordable Housing Corporation of the State of Texas

Also, for a First Time Home Buyer Atascosa has a non-profit organization that can help out. It is TASHA or the Texas State Affordable Housing Corporation. These folks have the mission of serving low-income families and individuals by helping them get into affordable and decent housing. They commonly come into the picture when other agencies cannot help.

Using private donations, TSAHC provides help with down payments, mortgage loans, and mortgage credit certificates. Their Homes for Texas Heroes Loan Program is especially for veterans, EMS workers, teachers, firefighters, correctional workers, and police. And, their Homes Sweet Texas Home Loan Program provides a 30 year fixed rate loan for eligible Atascosa home buyers. This is a grant, so the family does not need to pay it back.

Free Homebuyer Education Classes in Atascosa

Perhaps the most important thing for a First Time Home Buyer in Atascosa is to their homework. An excellent idea is to take advantage of one of the classes for home buyers in the Atascosa area. Learn about how large of a mortgage you should take on with your salary. Learn about the various assistance programs that make home ownership possible for those who otherwise could not afford their own home. Do your homework first. Look into financing before even looking at property. That is a good route to take for a First Time Home Buyer in Atascosa or anywhere.

Best Mortgage Rates in Atascosa, Texas

Stop dealing with multiple lenders. We have the best Texas Mortgage Loan Rates here. We have loan specialists and loan processors that streamline the lending process. It is as easy as 1, 2, 3!
  • 1st – Preliminary Assessment – Let’s see how much you qualify for.
  • 2nd – Appraisal Report – Let’s find out the value.
  • 3rd – Approval and Closing – We can close your file in 30 days or less!

How much can you qualify for?
Right here and now you can find out how much you qualify for in 10 minutes or less!
  • See exactly how much you can qualify for instantly!
  • Work with our award-winning team of local Loan Specialists.
  • Let us help you close your loan in 30 days or less.
“I was worried about loan process time and approvals, but everything was explained to me with professionalism and ease.” – Ericka L. – 2015
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“I just wanted to say thank you for your help walking me through the process of purchasing my home. I closed today and everything was great. I really appreciate your work and effort in informing me about the process and helping me become a first-time homeowner.” – Will W. Client – 2015
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The Professional Prodigy Lending Company For First Time Home Buyer In Atascosa, Texas

 

Prodigy Lending is the best choice for first time home loan applicants and any other kind of financing needed. The reason why one should choose us is that;

  • We are rated as one of the best private mortgage lenders in USA.
  •  We have been awarded the top workplaces for 8 years in a row. So this is one reason why you should count on us.
  • We have been running an award-winning service for 17 years and there is an opportunity for you to win. Begin your pre-approval process now!  
  • We have a team of experienced experts who will tirelessly lead you so that you don’t make any mistake.

MAKE A MORTGAGE CHOICE NOW! 

Conventional Home Loans

These loans are offered with a low down payment of only 3 percent of the total loan amount. The PMI required is reduced compared to FHA loans. They also have flexible terms to choose from. If you have the required scores, the interest rates are low. Finally, there are no lender fees.

FHA Home Loans

They require a low down payment as well and are easy to qualify for. The interest rates are low and they offer rehabilitation loans too. The disadvantage is that they require a high DTI rate.

VA Home Loans

They are available for veteran officers and their families. They have the big advantage of financing the whole mortgage amount. They have lower closing costs and do not require mortgage insurance. This makes it easy for one to qualify and the rates are the best for any government loan.

USDA Home Loans

They are fully financed and no down payment.  The interest rates are low as well as the mortgage insurance costs. However, they have a limitation of location which is strictly for rural areas and the borrower should have a flow of income. 

Grab the opportunity to be served by the best professionals in the field. They will take you every step till you get the financing you desire whether it is a first time home program, dream home, or debt consolidation. You will get quality services and assistance to get the lowest possible rates. Our team will choose the best program that fits together with your qualifications as well as your expectations. If you already have identified a house in a certain location, we will see to it that you get exactly that. 

We have a goal of maintaining our clients for many years to come and therefore we offer excellent services. We are trusted in the lending community because of ensuring confidentiality. Your information will never be shared anywhere.  We will get the most competitive rates for your mortgage and give special consideration to first time home buyers with bad credit. This applies to both financing and refinancing. You can always lower the rates of your existing mortgage by getting equity out of it. We guarantee you that you will get the best offer for your money. 

Please contact us if you have any questions!

 

 

 

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