30 YEAR FIXED
Low Fixed Rates For 30 Years
30 YEAR FIXED
Minimum of 3.5% Down
30 YEAR FIXED
100% VA Loan With No Private Mortgage Insurance
30 YEAR FIXED
100% Financing In Rural Areas
First-Time Home Buyer in Natalia, Texas
For a First Time Home Buyer Natalia offers a wide range of housing choices to fit any pocketbook. Home ownership is the American dream but finding the right home in the right neighborhood at the right price can be a challenge. And then, you need to get financing with a mortgage rate that does not eat up all of your paychecks. Luckily, if are worried about the down payment as a First Time Home Buyer Natalia offers ways to make it work for you.
Natalia First Time Home Buyer Programs
There are programs in the Natalia area to help First Time Home Buyers. The first to consider is HCDD which is Natalia Housing and Community Development Department. This program offers assistance via HAP, the Home-buyer Assistance Program in Natalia. It helps families in the low and middle-income range. For those who qualify, monies can be used for the down payment, buy-down on principal, or closing costs.
Housing and Community Development Department of Natalia HAP Program
For US citizens and permanent US residents, the HAP program can help if you are a First Time Home Buyer or have not been a homeowner for at least three years. Also, to qualify the family must not have more than $15,000 in total assets. Only fixed rate mortgages qualify for this program. Folks can get as much as $30,000 from this program if they meet the qualifications such as falling below the 80% level of median income in the Natalia area and buying a home that lies within the City of Natalia for tax purposes.
Affordable Housing Corporation of the State of Texas
Also, for a First Time Home Buyer Natalia has a non-profit organization that can help out. It is TASHA or the Texas State Affordable Housing Corporation. These folks have the mission of serving low-income families and individuals by helping them get into affordable and decent housing. They commonly come into the picture when other agencies cannot help.
Using private donations, TSAHC provides help with down payments, mortgage loans, and mortgage credit certificates. Their Homes for Texas Heroes Loan Program is especially for veterans, EMS workers, teachers, firefighters, correctional workers, and police. And, their Homes Sweet Texas Home Loan Program provides a 30 year fixed rate loan for eligible Natalia home buyers. This is a grant, so the family does not need to pay it back.
Free Homebuyer Education Classes in Natalia
Perhaps the most important thing for a First Time Home Buyer in Natalia is to their homework. An excellent idea is to take advantage of one of the classes for home buyers in the Natalia area. Learn about how large of a mortgage you should take on with your salary. Learn about the various assistance programs that make home ownership possible for those who otherwise could not afford their own home. Do your homework first. Look into financing before even looking at property. That is a good route to take for a First Time Home Buyer in Boerne or anywhere.
Best Mortgage Rates in Natalia, Texas
- 1st – Preliminary Assessment – Let’s see how much you qualify for.
- 2nd – Appraisal Report – Let’s find out the value.
- 3rd – Approval and Closing – We can close your file in 30 days or less!
- See exactly how much you can qualify for instantly!
- Work with our award-winning team of local Loan Specialists.
- Let us help you close your loan in 30 days or less.
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We just wanted to say thanks again for all your help with everything. We closed and are now proud homeowners! The title company… View more »
The Effective Prodigy Lending Company For Mortgage Loan In Natalia, Texas
Prodigy Lending team is made up of experienced professionals willing to help you so that you don’t ever find yourself in a financial mistake you cannot afford. From these many years of operation, we have mastered all the changing market trends in the field. This is why prodigy is the safest place to be. Our team will give you the best services that you will never regret. You will get the lowest rates and the best program for you will be selected considering your financial situation and expectation. We give first time home buyer assistance to ensure that our clients get quality services.
We will assist you to consolidate that debt, buy your dream home, your vacation or second home, refinance your home as well as to get your first time home buyer loan. We value confidentiality and therefore your information will not be shared publicly as some companies do. This is one of the reasons we are respected in the lending community. Our goal is to establish a lasting relationship with you for many years to come. That is why we aim at the provision of excellent services.
Apart from giving you a low-interest rate loan, we will make sure that the processing costs are very low for both financing and refinancing loans. The most competitive rates will be offered on your home mortgage. Because of the fluctuations in prices in the market, it is not possible to know the exact price so we have provided a form for you to fill and get a quote instantly on the site.
We guarantee that you will enjoy the results emanating from our services. Your existing mortgage loan will be refinanced to a lower payment. The following loan types are available;
It requires a down payment of 3 percent and a reduced PMI compared to FHA loan, there are flexible terms in duration and no low-interest rates with approved credit scores. No lender fees charged.
FHA Home Loans
They need 3.5 down payment and are easy to qualify for. The interest rates are attractive and rehab loans are available. However, a higher DTI is a requirement.
They are 100 percent financed and are easy to qualify for. No mortgage insurance needed. They have lower closing costs and have the best rated for a government loan. For one to qualify for them, you have to be a veteran or be related to one.
Talk to our professionals one on one or make use of the interactive tools on our website. We enjoy working with you. Get to know about the first time home buyer incentives.
We have been providing award-winning service for more than 17 years. Take advantage of this opportunity and start the pre-approval process now.
We are the proud winner of the top workplaces for the past 8 years. Excellence is our goal and we are honored to receive such a big recognition.
Please contact us if you have any questions!