Professional First Time Home Buyers Assistance, USDA Home Loans & FHA Home Loans Assistance In Von Ormy, TX

Conventional Rates

4.125 %

4.210 %APR

30 YEAR FIXED

Low Fixed Rates For 30 Years

FHA Rates

3.625 %

3.798 %APR

30 YEAR FIXED

Minimum of 3.5% Down

VA Rates

3.625 %

3.721 %APR

30 YEAR FIXED

100% VA Loan With No Private Mortgage Insurance

USDA Rates

3.875 %

4.101 %APR

30 YEAR FIXED

100% Financing In Rural Areas

"Rates, terms, and fees as of 11/15/2019 and subject to change without notice."

First-Time Home Buyer in Von Ormy, Texas

For a First Time Home Buyer Von Ormy offers a wide range of housing choices to fit any pocketbook. Home ownership is the American dream but finding the right home in the right neighborhood at the right price can be a challenge. And then, you need to get financing with a mortgage rate that does not eat up all of your paychecks. Luckily, if are worried about the down payment as a First Time Home Buyer Von Ormy offers ways to make it work for you.

Von Ormy First Time Home Buyer Programs

There are programs in the Von Ormy area to help First Time Home Buyers. The first to consider is HCDD which is Von Ormy’s Housing and Community Development Department. This program offers assistance via HAP, the Home-buyer Assistance Program in Von Ormy. It helps families in the low and middle-income range. For those who qualify, monies can be used for the down payment, buy-down on principal, or closing costs.

Housing and Community Development Department of Von Ormy HAP Program

For US citizens and permanent US residents, the HAP program can help if you are a First Time Home Buyer or have not been a homeowner for at least three years. Also, to qualify the family must not have more than $15,000 in total assets. Only fixed rate mortgages qualify for this program. Folks can get as much as $30,000 from this program if they meet the qualifications such as falling below the 80% level of median income in the Von Ormy area and buying a home that lies within the City of Von Ormy for tax purposes.

Affordable Housing Corporation of the State of Texas

Also, for a First Time Home Buyer Von Ormy has a non-profit organization that can help out. It is TASHA or the Texas State Affordable Housing Corporation. These folks have the mission of serving low-income families and individuals by helping them get into affordable and decent housing. They commonly come into the picture when other agencies cannot help.

Using private donations, TSAHC provides help with down payments, mortgage loans, and mortgage credit certificates. Their Homes for Texas Heroes Loan Program is especially for veterans, EMS workers, teachers, firefighters, correctional workers, and police. And, their Homes Sweet Texas Home Loan Program provides a 30 year fixed rate loan for eligible Von Ormy home buyers. This is a grant, so the family does not need to pay it back.

Free Homebuyer Education Classes in Von Ormy

Perhaps the most important thing for a First Time Home Buyer in Von Ormy is to their homework. An excellent idea is to take advantage of one of the classes for home buyers in the Von Ormy area. Learn about how large of a mortgage you should take on with your salary. Learn about the various assistance programs that make home ownership possible for those who otherwise could not afford their own home. Do your homework first. Look into financing before even looking at property. That is a good route to take for a First Time Home Buyer in Von Ormy or anywhere.

Best Mortgage Rates in Von Ormy Texas

Stop dealing with multiple lenders. We have the best Texas Mortgage Loan Rates here. We have loan specialists and loan processors that streamline the lending process. It is as easy as 1, 2, 3!
  • 1st – Preliminary Assessment – Let’s see how much you qualify for.
  • 2nd – Appraisal Report – Let’s find out the value.
  • 3rd – Approval and Closing – We can close your file in 30 days or less!

How much can you qualify for?
Right here and now you can find out how much you qualify for in 10 minutes or less!
  • See exactly how much you can qualify for instantly!
  • Work with our award-winning team of local Loan Specialists.
  • Let us help you close your loan in 30 days or less.
“I was worried about loan process time and approvals, but everything was explained to me with professionalism and ease.” – Ericka L. – 2015
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“I just wanted to say thank you for your help walking me through the process of purchasing my home. I closed today and everything was great. I really appreciate your work and effort in informing me about the process and helping me become a first-time homeowner.” – Will W. Client – 2015
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The Knowledgeable Lending Company For Mortgage Loans In Von Ormy, Texas

 

Prodigy Lending team will assist you to get a Conventional, FHA, VA and USDA home loan. 

CONVENTIONAL HOME LOAN

There is a reduced PMI compared to FHA loans. They require a down payment of 3% and their terms are flexible. Therefore one can choose 30,20,15,10 years. The interest rates are low and there is no lender fees required.

FHA HOME LOAN

They are easy to qualify for and the down payment required is 3.5 percent. Interest rates are very attractive and rehabilitation loans are financed under this option. However for one to qualify, a higher DTI is required.

VA HOME LOAN

They are 100 percent financed and require no mortgage insurance. Their closing costs are lower and are very easy to qualify for as long as you are a veteran. They offer the best rates for a government loan. 

USDA HOME LOAN

They finance the full loan amount and require no down payment. The interest rates are low as well as the mortgage insurance costs. One must, however, qualify for income and home location which has to be in the rural areas and suburbs.

We have a team of highly experienced professionals who give the best mortgage services in USA. We delight in choosing a program which gives the lowest rates for our clients. First Time Home Buyer down payment will be set as low as possible. Your preferred site is very important for us because we want you to be satisfied so with that in mind, we will get the best-suited mortgage for you. 

Regardless of whether it is a first time home buyer, someone refinancing an existing mortgage, one consolidating debt or buying that dream home, we will give the advice you need. Our goal is to give excellent services so that we can help our clients fulfill their dreams even as we grow. We are focusing on long term service for a long period of time. Unlike other companies, confidentiality for us is key. Your personal details will never be shared anywhere. That’s one of the reasons why we are trusted in the lending community. 

We will help you access low-cost mortgages as either a first time home buyer’s grant or refinancing to lower the costs of the existing loan.  We are one of the best private companies in the U.S. and we guarantee that you will be happy with our services. Due to the fluctuations in the market conditions, you only need to fill a form on our site and get a precise quote of the rates involved. 

Talk to our experts one on one or make use of the various modes of getting in touch with us as displayed on our website. We will be happy to serve you.

We have been providing award-winning service for 17 years and we would be happy if you get pre-approved for it today. Welcome

For 8 years, we have been awarded the top workplaces in America. We like working to the best of our ability and such a big recognition has made us feel honored. 

Please contact us if you have any questions!

 

 

 

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